In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity. A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.
In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time.
The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.
The core group of generic top-level domains consists of the com, info, net, and org domains. In addition, the domains biz, name, and pro are also considered generic; however, these are designated as restricted, because registrations within them require proof of eligibility within the guidelines set for each.
Historically, the group of generic top-level domains included domains, created in the early development of the domain name system, that are now sponsored by designated agencies or organizations and are restricted to specific types of registrants. Thus, domains edu, gov, int, and mil are now considered sponsored top-level domains, much like the themed top-level domains (e.g., jobs). The entire group of domains that do not have a geographic or country designation (see country-code top-level domain) is still often referred to by the term generic TLDs.
In sports, a loan involves a particular player being allowed to temporarily play for a club other than the one he is currently contracted to. Loan deals may last from a few weeks to all season-long and can also be for a few seasons.
Players may be loaned out to other clubs for several reasons. Most commonly, young players will be loaned to a club in a lower league in order to gain valuable first team experience. In this instance, the parent club will continue to pay the player's wages in full. Some clubs put a formal arrangement in place with a feeder club for this purpose, such as Manchester United and Royal Antwerp,Arsenal and Beveren, or Chelsea and Vitesse. In other leagues such as Italy's Serie A, some smaller clubs have a reputation as a "farm club" and regularly take players, especially younger players, on loan from larger clubs.
A club may take a player on loan if they are short on transfer funds but can still pay wages, or as temporary cover for injuries or suspensions. The parent club might demand a fee and/or that the loaning club pays some or all of the player's wages during the loan period. A club might seek to loan out a squad player to make a saving on his wages, or a first team player to regain match fitness following an injury.
... terms that will mortgage the future of our children and children’s children into BONDAGE, to see them shipped out to other continents and lands as slaves because they were unable to pay LOANS contracted by their forebearers unless the project will be self-sustaining over time.
Anton Vaganov/Reuters Sovcomflot is selling ships to buyers in Asia and the Middle East to repay loans to western banks ...Russia's leading shipping company has sold ships to buyers in Asia and the Middle East to repay its loans to Western banks ... that and that is to sell the ships.".
... but dismissed earlier reports that up to one-third of its 122-strong fleet was being put on the chopping block as it wrestles western sanctions that limit repaying outstanding loans and make operations very hard with class and insurers shunning Russia’s largest shipping line.
Loans ... The 20-year loan was approved at 4% interest ... Meanwhile, International Ordinance – which previously obtained a Cares Act loan to buy an endo generator that would make its furnace run more efficiently – now needs to pay $233,000 to repair the furnace itself, which broke down as the new equipment was being shipped.
Initially, DIV stepped in to provide additional financial support but they turned to the government proposing a bridge loan to the shipyard to finance the completion of the two ships ... the shipyard provided a bridge loan so Havila could take delivery of its second cruise ship.
“As the sanctions are set up, any insurance payment will not benefit the ship's registered owner ... The company’s second cruise ship, however, had not yet been delivered to GTLK so the Tersan shipyard in Turkey supplied a bridge loan to the company to acquire the second cruise ship directly.
(Reuters) – Russia’s leading shipping company Sovcomflot plans to sell part of its fleet, it said on Friday, as it grapples with Western sanctions and seeks to repay outstanding loans ...Lloyds List shipping newspaper reported, citing unnamed sources, that up to a third of ...
“Basically, all banks and charterers have until May 15 to actually terminate the contracts, which means Sovcomflot has a very short window to pay back the loans and realistically there is only one way it can do that and that is to sell the ships,” said one senior banker currently negotiating terms with Sovcomflot.
At NAB, from a near-zero base, Greg grew the Asset Finance business to be a global provider of credit solutions to the aviation, shipping, rail and logistics sectors with an international customer base and loan portfolio of over US$12bn.
The financial report published on Thursday showed gross impaired loans had risen by 230 million francs from end-2021 in wealth management. Credit Suisse said this was “mainly driven by aviation and yacht finance, lombard lending, export finance and European mortgages, partially offset by a decrease in ship finance.”.
Russian shipping firm Sovcomflot is planning to sell up to one-third of its vessels to pay back loans before Western sanctions come into effect, Lloyd's List reported on Monday ... The shipping giant has to send all unpaid loans to the relevant banks and financiers before May 15.