In finance, a loan is the lending of money from one individual, organization or entity to another individual, organization or entity. A loan is a debt provided by an entity (organization or individual) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a period of time, between the lender and the borrower.
In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time.
The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.
The core group of generic top-level domains consists of the com, info, net, and org domains. In addition, the domains biz, name, and pro are also considered generic; however, these are designated as restricted, because registrations within them require proof of eligibility within the guidelines set for each.
Historically, the group of generic top-level domains included domains, created in the early development of the domain name system, that are now sponsored by designated agencies or organizations and are restricted to specific types of registrants. Thus, domains edu, gov, int, and mil are now considered sponsored top-level domains, much like the themed top-level domains (e.g., jobs). The entire group of domains that do not have a geographic or country designation (see country-code top-level domain) is still often referred to by the term generic TLDs.
In sports, a loan involves a particular player being allowed to temporarily play for a club other than the one he is currently contracted to. Loan deals may last from a few weeks to all season-long and can also be for a few seasons.
Players may be loaned out to other clubs for several reasons. Most commonly, young players will be loaned to a club in a lower league in order to gain valuable first team experience. In this instance, the parent club will continue to pay the player's wages in full. Some clubs put a formal arrangement in place with a feeder club for this purpose, such as Manchester United and Royal Antwerp,Arsenal and Beveren, or Chelsea and Vitesse. In other leagues such as Italy's Serie A, some smaller clubs have a reputation as a "farm club" and regularly take players, especially younger players, on loan from larger clubs.
A club may take a player on loan if they are short on transfer funds but can still pay wages, or as temporary cover for injuries or suspensions. The parent club might demand a fee and/or that the loaning club pays some or all of the player's wages during the loan period. A club might seek to loan out a squad player to make a saving on his wages, or a first team player to regain match fitness following an injury.
The Pentagon hopes to attract new sailors by paying off up to $65,000 in student loans ...Recruits who are willing to ship out by September 30 and meet other requirements will be eligible for as much as $65,000 in loan repayments, bringing their total bonus potential to $115,000, the Navy announced on Saturday.
In the aughts, before the “shipping crisis,” European shipyards’ orderbooks were filled with a colorful mix of different work ... CGTs are a standardized measurement of the work that goes into building one ton of ship, developed in 1977 and last revised in 2007 by the OECD.).
The matter first came to light through a seemingly innocuous mention on the website of BRISL (Belt and RoadInitiativeSri Lanka) that the ship was calling over at the southern port. Hambantota Port was developed with loans from Beijing... The then Ports and Shipping Minister had been suspended following a corruption investigation.
The port, located in the hometown of the Rajapaksa family, has been developed largely with Chinese loans. Asked about the possible docking of the Chinese spacecraft tracking ship ‘ 5’ at the port, the Sri ... “We’ve given permission to the Chinese ship in that context,” he said.
The port, located in the hometown of the Rajapaksa family, has been developed largely with Chinese loans ... “Chinese spacecraft tracking ship Yuan Wang 5 entering the Hambantota harbour on August 11 has again given rise to tensions in the region.
The then 21-year-old, who had spent the previous season on loan at Goodison Park and ... He scored just 15 goals in 44 games in all competitions, but fell out with boss Thomas Tuchel after a badly judged TV interview and was shipped back on loan to the San Siro earlier this summer.
Federal regulators Wednesday said they have approved the use of additional monkeypox vaccines manufactured in Denmark, clearing the way for nearly 800,000 doses to be shipped to states. ... In anticipation of finishing the inspection of the plant, FDA recently began shipping some doses to staging sites in states.